Privacy Policy

Cosmic Lighthouse is committed to protecting your privacy. Keeping the privacy of our members and earning and retaining the trust of our customers is important to us. All personal information you gave us is kept confidential and will not be divulged or sold to third parties without your consent.

Your information is used only for purposes of enhancing your Cosmic Lighthouse experience. We realize that you have concerns about your privacy so we have created this statement to give you easy access to information about our privacy practices.

The Information We Collect

Cosmic Ligthhouse asks for your name, email address and other particulars such as age, gender, country, occupation and interests when you register in our website. By registering, you will have an account which allows you to log in to participate in the polls, forums, comments and other sections which require registration.

The Way We Use Information

We use the information primarily to identify users in our polls, forums, comments and other relevant sections. We may also use the information you provide about yourself to fulfill your requests for our products, programs and services, to respond to your inquiries about our offerings, and to offer you other products, programs or services that we believe may be of interest to you. We may use non-identifying and aggregate information ( such as 'how many percentage of our members are female' ) for internal marketing and promotional purposes. In addition, non-identifying and aggregate information may be used to improve the design and content of the Cosmic Lighthouse magazine and website and to enable us to personalize your Internet experience.

Cosmic Lighthouse does not share, sell, or trade email addresses, telephone numbers, information collected as part of a survey or specific details about you and your household with any third party.

Cosmic Lighthouse does not share any past or current client names, postal & email addresses with any other companies or organizations.

Cosmic Lighthouse may send you materials on the behalf of our associates, if we feel that the materials will be of interest to you.

The Information We Collect Is Safe From Prying Eyes

Recognizing the importance of your privacy and your trust in us, certain important information we collect on this website is secured with our own 256-bit SSL ( Secured Sockets Layer ) encryption certificate. Secured Sockets Layer is a protocol that transmits your communications over the Internet in an encrypted form. Virtually unbreakable, 256-bit encryption is used by all banking infrastructures to safeguard sensitive data.

SSL ensures that your confidential information is sent, unchanged, only to the server you intended to send it to ( ie. Cosmic Lighthouse's web server ). A “padlock“ icon in your browser’s status bar ( at the bottom right corner ) will indicate that a secure session is in progress. Online shopping sites frequently use SSL technology to safeguard credit card information during transmission to the web server. Hence you can rest assured that your private & sensitive data will be kept safe from prying eyes and won't be compromised nor abused.


SSL Certificates

Payment Security

We use PayPal as our payment processor.

PayPal protects your account information with industry-leading security and fraud prevention systems such as 128 bits SSL encryption and VeriSign Identity Protection. Buyers are also protected against unauthorized payments sent from your account. When you use PayPal, your financial information is not shared with the merchant. Once your payment is complete, you will be emailed a receipt for this transaction.

PayPal has designed many checks and balances into its system to keep errors and fraud to a bare minimum. You can hardly find another online financial institution that’s better at protecting its customers than PayPal. By utilizing the very latest in secure technology and employing a large team of experts in all areas of online safety, PayPal continues to be a leader in safe online payments around the world.

Cookies

As part of providing customizable and personalized services, Cosmic Lighthouse may use a web browser feature known as a "cookie," a small data file that's saved on your hard drive. Cookies cannot retrieve personal information from your computer. However, once you have registered, a cookie allows us to recognize you when you return to our site, creating a more personalized experience for you and eliminating your need to login. If you are uncomfortable with cookie technology, you can adjust the settings on your browser accordingly.

What Other Information Should I Know About My Privacy?

The Cosmic Lighthouse website contains links to other Web sites. Please note that when you click on one of these links, you are entering another website for which Cosmic Lighthouse has no responsibility. We encourage you to read the privacy statements of all such sites as their policies may be different from Cosmic Lighthouse's Privacy Policy. Of course, you are solely responsible for maintaining the secrecy of your passwords and any account information.

In addition, we reserve the right to release information to the appropriate authorities if we believe that such release is reasonably necessary to comply with the law or in the good faith belief that disclosure is otherwise necessary to protect the rights or properties of Cosmic Lighthouse or any of its affiliated companies, our employees, users, or others, or to protect the integrity of the Cosmic Lighthouse website or our data.

Changes in Privacy Policy

Cosmic Lighthouse may update or modify the Privacy Policy at any time without notice to you. Your use of the Cosmic Lighthouse website following any such change constitutes your agreement to the change each time you use or visit the Cosmic Lighthouse website. Any material changes in the way Cosmic Lighthouse uses personal information will be described in future versions of this Privacy Policy. For this reason, we encourage you to review the most current Privacy Policy whenever you use the Cosmic Lighthouse website. You can review the most current version of the Privacy Policy by visiting the Cosmic Lighthouse website.

Opting Out

Cosmic Lighthouse will not send you any email if you do not wish to receive any. If you wish to stop receiving updates from us that you have subscribed for, you can unsubscribe at our website.

How to contact us

If you have any questions, comments or concerns about our Privacy Policy, please contact us.